“Stripe is showing I need to get a local license to handle VAT. Navigating this for one country is fine, but how do you handle tax compliance easily when this turns into 10 countries?”
“This is one of the disadvantages of getting approved instantly by a payment facilitator—the deeper underwriting can effectively happen after you’re already processing. For lodging especially, I’d look for a processor that understands your business model and underwrites the account upfront rather than simply opening another Stripe/Square-type account.”
“Stripe transformed online payments by making them simpler, scalable, and developer-friendly. Its journey shows how solving a real problem can create global business value.”
“Stripe are stuck. They know they need to lower rates over the long term, but since they already make so much profit overcharging existing customers, they are hesitant to do so, meaning new competitors will enter with a price advantage without a competitive response from Strioe.”
“Braintree is antiquated. Sure it’s not Chase payment tech, but it’s closer to them than it is close to Adyen, Checkout and Stripe.I shudder when I hear Braintree”
“Payments have nothing to do with LLMs. They are two different businesses. Doing well in one makes Stripe not particularly well suited to do well in the new, other one.”
“I work for a competitor and can confidently say they have amazing docs. Payments are complex, and they definitely do cover the bulk 80% case in a REALLY good way.”
“Stripe operates in a highly regulated environment and have earned the trust of the banks, merchants and payment networks. But LLMs are operating in a completely unregulated environment and I’m not sure the trust Stripe has earned for the former is transitive to the latter.”
“Stripe closed my 6 week old lodging business citing risky payments. The "risky payments" were declines its own risk system generated on my verified guests. Full dated timeline + what I'd do differently.”
“Regarding your screenshot: The 20 CHF fee is what the payment networks charge (Visa/Mastercard etc...), this is not something Stripe can control unfortunately, and you'll encounter it across other payment providers. The 2.24 CHF fee is Stripe's fee (along with the currency conversion fee).”
“Feature bloat definitely made their API and product docs harder than the early days. Stripe Checkout would have saved my teams days, but I agree, they need to go back to their roots and make the 99% use case very easy.”
“They used to be good. When they started out their docs were absolutely far above the competition. They aren’t now, and Stripe has lived long enough that they’ve seen themselves become the villain.”
“Do people feel Stripe APIs are really that good? I’ve always found them unintuitive, tons of options, weird edge cases, breaking occasionally, etc.I’m sure payments are convoluted, but I’d still imagine they could be meaningfully easier for the bulk 80% of use case?”
“However I think they dearly overpaid for this as the core technology behind Stripe (fraud detection and integration with global banks) is hard to replicate.”
“> Two customer doing ~5% of your total volume who didn’t even exist a few years ago, must be kind of scary for Stripe.Shopify uses Stripe no? Probably good volume discount though.”
“For Egypt specifically, payouts work but with restrictions. The recipient-only accounts can receive transfers from your platform, but Stripe requires additional verification when the merchant hits certain volumes, and sometimes the local banks reject incoming USD transfers if the account is not set up for foreign currency.”
“At least for Turkish bank accounts, Stripe connect doesn’t support payouts, at all. Apart from that, Stripe only accepts payouts for the region of the account (you need to apply for more if needed), for example, an account registered in Europe can only send payouts on the EEA, UK, US, CA and CH.”
“Stripe seems to appear to be attempting to compete with the US Federal Reserve as the core dollar payment processor while also dipping into the same for tokens. Core value exchange platform, dollars, tokens, whatever.”
“OpenRouter uses Stripe to handle payments [1], so this acquisition hopefully will reduce OpenRouter's cost while increasing Stripe's revenue.[1] https://stripe.com/newsroom/news/openrouter-and-stripe”
“> Earlier this year, Atallah described OpenRouter as the AI equivalent of Stripe.Not sure I understand how this is strategically aligned for Stripe but certainly an interesting comparison.”
“Using Stripe Connect (Recipient only) for payouts to digital product merchants in developing markets (Egypt, Turkey, Pakistan, Bangladesh) - Does it actually work?”
“Actually none of that comes from stripe. If you lost the dispute, you pay 100% back to the customer (refund), and $30 to the customer's bank as a penalty.”
“Adyen’s pricing model looks much more attractive on paper, but the integration complexity and minimum processing volumes usually keep early-stage startups on Stripe or Braintree despite the higher percentage fees.”