“A single business entity can create multiple Stripe accounts if they have different brands or lines of business. So for example, I have a single business but operate two SaaS products under that company name.”
“It is a chargeback risk. There is 6 months from the purchase that the customer can perform a chargeback. If your business fails....Stripe eat the chargebacks.”
“man that reserve thing is such a pain, stripe doesn't care if you already ripped the packs or not they just see risk and clamp down hard. i had similar problem last year with my card shop, they held like 30% for 90 days and it almost tanked me”
“e-trader does cover Stripe, others are right, and once your business bank account is open under that licence you can take payments in the business name. that 12,500 quote is on the high side for something this small, e-trader itself is roughly 1,000-1,100 AED through the Invest in Dubai portal for residents.”
“A single monthly tier is the easiest starting point: Stripe Checkout, a customer portal, and webhooks for access changes. I would avoid multiple products and usage billing until real customers expose the edge cases.”
“the automated emails from stripe do most of the work already. if someone still not paying after 4 attempts they probably dont want the product anymore”
“When a recurring payment fails, Stripe can retry it, send emails, etc. But what happens in your company when those automated attempts still don't recover the payment?”
“you have to think this through from the long game vs i just need to validate my idea vs i don't mind sharing a percentage with the mors, cuz they take more than stripe n all.”
“Stripe's "local license" copy is doing too much. For NL it usually means a VAT registration so they can collect on those invoices, not a Dutch company.”
“went with stripe for our first saas, mostly cause the docs are actually readable and support responds fast. used paddle on a later project for eu vat handling and that alone saved a ton of manual tax work.”
“I went with Stripe for my web-based subscriptions and so far, I'm please with the ease of use. I'd research Stripe and see if it matches your business model.”
“Stripe is cheaper per transaction and you keep full control, but you are the merchant, so registering and remitting in every jurisdiction that decides you owe them something is your problem. Paddle and Lemon Squeezy take a couple more points and act as merchant of record, which means they carry that part for you.”
“How to report a huge fraudster on your account with negative option billing? Hidden subscriptions, a lot of MIDs with different descriptor name. Multiaccounting and all through Stripe with millions in dollars.”
“That's a rule but then Stripe won the market by having very friendly interface and minimizing the pain of dealing with paperwork for merchants. When PayPal (the worst offender, just hostile company) acquired BrainTree it was clearly a terrible news.”
“Maybe even micro payments for using tested and verified skills/mcps.Example: access to real-time stock trading data, access to weather information, letting it make stock trades, etc.At first I was confused why Stripe bought OpenRouter, but I think this makes sense.”
“Some a$$hole disputed 2 payments to us, and Stripe just charged us dispute fees and counter dispute fees ..absolutely zero protection and warning. What f-ed up business is this ?”
“Similar to how Stripe is a middleman for payments across (fragmented) banks, they want to be a middleman for (fragmented) AI models as tokens are the new currency.”
“a friend of mine who does fitness coaching had one client dispute like 3 months of payments at once and stripe held all his pending payouts for almost 2 weeks while they reviewed it, he had to send screenshots of messages and session notes to prove the client actually showed up”
“Subjectively, when I think about Stripe, I think about the deep pain of building Cartesia's billing system and navigating the Stripe dashboard, while when I think of Ramp, I think about buying a nice beverage on a sunny afternoon.”
“Having worked on web apps that processed online payments before and after Stripe I totally agree, this was an area of real pain that became suddenly extremely simple because of Stripe.”
“Could there be use cases where you want to run inference for users in your app, but don't want to host your own backend, user authentication, and billing?The user could log into his personal OpenRouter account, authorize your application, and optionally set a budget, all in something like a Stripe payment screen.”
“Supporting per-user first-class is trivial considering Open router already has per-request and already supports per-request attribution. How important that is, is a big question, but definitely not something that requires Stripe to build.”
“Stripe could help bill and meter at the user level for per-user billing. I would also think more SDKs/easier ways to add AI features (paid for via openrouter) into apps and websites.”
“I don't see how stripe adds any value here (and I've had such terrible experience with stripe automatically breaking my stuff I am worried I can't trust openrouter now)”
“Because after PayPal, Stripe is the biggest graveyard of frozen accounts who would be otherwise perfectly fine, but some AI decided that this card from this country at this price = send the account to null.”
“As a final customer, I hate so much stripe that I'm disappointed that they will be able to impose their shitty rules and business logics to OpenRouter...”
“Stripe operates in a very regulated industry where new entrance is difficultOpenRouter is commodity stuff, I've never used it personally and picked alternatives.”
“I remember the Bad Old Days of trying to make the PayPal button work; if Stripe makes it easier for people to take payment online then it increases the GDP of the Internet.”
“Don't treat a VAT ID entered in Stripe as verified - Stripe can store it without confirming its VIES registration. I use vatnode for that narrow server-side check; [https://vatnode.dev](https://vatnode.dev/) shows the validation part, which is separate from registrations, filing, and deciding tax treatment.”
“@AmpCode payments via Stripe are being classified as Sourcegraph on Brex customers' CC statements and as "Advertising & marketing", despite having an "AMP CODE" statement descriptor. I think this might be a cached mapping or something.”
“Oh for sure, Stripe Connect would definitely work for that kind of microtransaction marketplace. You betcha it's perfect for handling those peer-to-peer payouts securely.”
“For a platform your size the usual answer is not one rail. Payoneer and Wise Platform both cover this set better than Connect does, and a lot of platforms end up running Connect for the countries it's good at and one of those for the rest.”
“Stripe merchant of record. This is what I use. Stripe becomes the seller, so all VAT registration, collection and filing across countries is their problem, not yours. It costs a bit more per transaction but it removed the whole compliance headache for me.”
“You could use Stripe managed payments (they act as a Merchant of Record in that case, so they collect tax from the customers and report/pay it for you), or use a different Merchant of Record for handling that (for example Paddle).”