What people previously said about Stripe

“Since outbound API keys must be retrieved in plaintext to call Stripe, hashing won't work. The correct approach is reversible symmetric encryption (e.g., AES-256-GCM).”

“isn't salting for hashing? and you need the original API key to call stripe. so wouldn't that be just encryption only?”

“I'm wondering how safe is to keep these data plaintext in a database.”

“I’d first separate “Stripe receipt” from “invoice”.”

“This has changed since that thread, and for your list you probably don't need any code at all.”

“If your current checkout supports post-purchase invoice creation, Stripe may already generate most of this with the business details, tax number and line items. Otherwise, it is still a fairly contained workflow: receive the verified payment webhook, load the completed order, generate and store the invoice, then email it exactly once.”

“Stripe's terms require the merchant to follow card network rules and applicable law, so this is reportable. Send the receipt to Stripe support and tell them the merchant is surcharging debit, or go straight to your card issuer and dispute it, they can also flag the merchant. The state attorney general route works too if you want to be annoying about it.”

“And Stripe isn't charging you anything, the merchant is, they just happen to use Stripe to process it.”

“To me this seems like such a simple workflow that i'd think Stripe should be able to cater to this, even a text section to add to the receipts would do the job...”

“Stripe's T&Cs just point back to the card network rules, and Visa caps surcharges at 3% with debit usually exempt, so no.”

“stripe is the processor theyre using, they dont set the price of anything, the merchant does, so emailing stripe gets you a canned reply about contacting your bank. dispute it with your bank or report the merchant to visa/mc, stripe wont do anything about a pricing decision that isnt theirs”

“Merchant charged me 4 percent to run my debit card. The. Tried to charge me over 10 percent the next time which is how I found out they use stripe.”

“That infrastructure has now mostly been replicated by @stripe managed payments, @PaddleHQ, and others. But App Store payments do still have the advantage of people being incentivized to keep their credit card updated (or balance topped off) because so many payments go through”

“Stripe could literally make their VAT number, official name and address a pinned FAQ or something. why make people hunt for this info? it's like they enjoy the minor inconvenience.”

“Stripe isn't the one selling you anything, they're just handling the payment. You're looking in the wrong place.”

“Stripe might not do anything, but Citibank will be interested.”

“I hope you can dispute the subscription charge with Stripe/bank. Now, I'm reminded that there was a somewhat recent issue (that I read on this subreddit) where many Claude accounts where getting hacked, accessed, or something and the hacker would use the Claude accounts without the actual account holder knowing.”

“Now that accounts and Stripe are going in, try a second user against Search Console data, D1 rows, and any Worker routes that used to assume a single operator. [https://rowly.me](https://rowly.me) checks the full external attack surface of the deployed app, including auth, APIs, storage, and DB rules when present.”

“He said in another comment he refunded to CC through Stripe.”

“Contact stripe directly and ask them to dispute”

“Unfortunately, it's not legal to receive money on Stripe as a minor. Substack is not a fast platform.”

“Stack: Next.js on Cloudflare Workers (OpenNext), D1 for storage, the real Search Console API for data, Stripe for billing.”

“Stripe doesn't put money onto your balance after a sale. They facilitate the transaction and transfer the funds to your account.”

“As far as I understand, using Stripe usually requires having a registered business/company. I would prefer not to open a company in Germany at the beginning because the process, taxes, accounting, and bureaucracy seem quite complicated, especially if I’m only testing an idea.”

“Has anyone else had their Razorpay or Stripe payouts held recently over DPDP compliance?”

“Dispute on stripe works”

“report everywhere ( in stripe , police , court , let a lawyer speak to them ) that’s not a little amount and learn from this mistake never refund a customer unless they didn’t charge back if they did so be it they should wait for the charge back to reflect on their accounts some customers are getting out of hands lately good luck”

“You do not invoice Stripe, stripe is not your final client, you invoice your final client. Stripe however invoices you for the fees they discount from the payment your final client makes.”

“Nope and I don’t even have stripe access in my country sadly”

“You will need your parent to apply for a Stripe account on Payhip. Your ingenuity is inspirational.”

“Then when trying to login the next day using the correct email address, their system created a second account and automatically setup a second subscription that would have charged me in 7 days using the bank details I'd input earlier.”

“At the beginning of the month, you receive a tax document for the previous month. This document mentions the payment commission that stripe took.”

“What payment gateway was it? Your description sounds like Stripe. Stripe is commonly used.”

“Just file a dispute with stripe if they haven’t provided service”

“If you have a paid subscription available for your own Substack, then when you get a paying subscriber, Substack and Stripe take their fees and the remainder is deposited to the bank account nominated in your (or your parents’ if you’re under 18) Stripe account.”

“Oh ok and what about me paying substack for a subscription or something if I have a stripe account? Is it a disadvantage?”

“I would rather have stripe payments that Apple getting 30% of my rev.”

“The "25-hour" hold is a security protocol from Stripe (our payment processor). It happens when a payment fails and a new card is added. Even though you have verified the card, Stripe's automated system holds the transaction for review to prevent fraud.”

“just stick to stripe or a good MOR that handles fraud otherwise you are so done like me yesterday”

“Did you refund cash or via stripe? Just curious.”

“Once recognition's automated, half the Stripe/journal cleanup stops being a problem.”

“You don't invoice Stripe. They deduct their fees before transferring the balance to you. Check your transaction details for the correct VAT info.”

“Ah, the classic Stripe Support experience, automated responses and radio silence. Maybe their support team is tied up trying to figure out how to sync their calendars or something equally irrelevant.”

“Stripe restricted my account and now I can't refund my customers — support isn't responding. What can I do?”

“The VAT number is on Stripe's website, in the EU section. Check there first next time.”

“Ah, managed payments, where Stripe handles everything except your existential dread when the taxman comes knocking.”

“That one was probably for Stripe Technology Company. They’ve got one for Stripe Payments and one for Stripe Technology.”

“It's Stripe Payments Europe, Ltd., VAT number IE3423881BH, Dublin.”

“Stripe Payments Europe, Ltd (SPEL) is the official name. Address: The One Building, 1 Grand Canal Street Lower, Dublin 2, Ireland. VAT number: IE3421271KH.”

“Billing Stripe for Stripe? Bold move.”